App name: Personal Budget & Loan Tracker
Package name: com.moneygoals.savemore.money.software
Google Play listing: Open on Google Play
Effective date: 2025-01-01 · Last updated: 2025-09-26
1) Overview
Personal Budget & Loan Tracker is a personal-finance utility that helps you record incomes/expenses, plan simple budgets, and run calculators for loans and savings. It does not offer loans, financing, banking, or money transfer services.
2) Data We Process
The app works without an account. Financial figures you type (e.g., amounts, notes, categories) are stored locally on your device and are not transmitted to our servers.
- User-entered data (on device): transactions, budgets, goals, calculator inputs.
- Crash/diagnostics (optional): if enabled via third-party services.
- Advertising & analytics identifiers: device identifiers may be used by ad/analytics providers for ad delivery, frequency capping, and performance measurement.
3) Third-Party Services
The app may integrate third-party SDKs to support ads and analytics. These providers act as independent controllers of data they collect. Please review their policies:
- Google AdMob – Google Ads Policies · AdMob Privacy
- Google Analytics for Firebase (if enabled) – Firebase Privacy & Security
4) How We Use Information
- Provide core app features (recording, budgeting, calculators).
- Show ads and measure performance (via AdMob and partners).
- Improve stability and quality (crash/usage diagnostics if enabled).
5) Data Sharing
We do not sell your personal information. We do not transfer your user-entered financial data off your device. Data may be shared with service providers (e.g., AdMob, Firebase) to deliver ads, analytics, and diagnostics.
6) Data Retention
- User-entered data: remains on your device until you delete it or uninstall the app.
- Third-party data: retained according to each provider’s policy.
7) Your Choices & Controls
- Manage data: you can edit or delete transactions, budgets, and goals. Uninstalling removes local data.
- Ads personalization: turn off “Ads Personalization” in device settings (Google → Ads).
- Analytics/diagnostics: if provided, you may turn off analytics/crash reporting.
8) Children’s Privacy
The app is not directed to children under 13 (or the equivalent age in your jurisdiction). We do not knowingly collect personal information from children.
9) Security
We apply reasonable measures to protect information processed through the app. Because user-entered finance data is stored locally, please keep your device secure.
10) International Users
Third-party providers may process data on servers in various countries. Your use of the app constitutes consent to such processing as described in their policies.
11) Changes to this Policy
We may update this policy from time to time. The “Last updated” date reflects the latest version. Continued use of the app after changes means you accept the updated policy.
12) Contact
Developer: Nguyen Thanh Truong
Email: nguyen.nguyenthanhtruong.app@gmail.com